body {
	background:url(/images/headbg.png) repeat-x;
	font-family:"Segoe UI", Arial, sans-serif;
	font-size:62.5%;
	color:#666;
}
/* Main layout */

#wrapper {
	width:965px;
	margin:auto; 
}
#main_content {
	width:500px;
	float:left;
	min-height:430px;
}
#main_content.home {
	width:736px;
}

/* General */
a {color:#b30101; text-decoration:none;}
a:hover { text-decoration:none;}


p, li, dt, dd { line-height:150%; font-size:1.2em; margin-bottom:1.1em; }

#main_content ul { margin-bottom:2em; }

#main_content li {
	margin-bottom:.8em;
	background:url(/images/ticker-marker.png) no-repeat 0 1px; 
	padding-left:23px;
	color:#828282;
	}
#main_content td{
	/*border-bottom: 0px;*/
}
p.subtext {
	font-size:1em;
	color:#999;
	}

/* Headings */

h1, h2, h3, h4 { margin-bottom:0.3em; }

h1 {
	 font-family:Arial, Helvetica, sans-serif;
	 font-size:2.6em;
	 color:#b30101;
	 font-weight:bold;
	 margin-bottom:.5em;
	 margin-top:0px;
}

h2 {
	font-size:2em;
	color:#666;
	font-weight:bold;
	}

#home_menu h2 { font-size:18px; margin-bottom:0!important; }

h3 {
	font-size:1.8em;
	color:#666;
	font-weight:bold;
	}
h4 {
	font-size:1.5em;
	color:#666;
	font-weight:bold;
	}

/* Header */

#header {
	height:114px;
	margin-bottom:10px;
	}

#header.asia { background:url(/images/title-asia.png) no-repeat 350px 0px; }
#header.australia { background:url(/images/title-australia.png) no-repeat 350px 0px; }

#header #logo {
	width:259px;
	height:114px;
	float:left;
}
#header #logo a {
	display:block;
	width:259px;
	height:114px;
	border:none;
}
#header #secondary_logo {
	width:209px;
	height:114px;
	float:right;
}
/* Sidebar and Nav */

#sidebar {
	width:227px;
	float:left;
	min-height:300px;
}
#sidebar.home {
	background:url(/images/choosetxt.png) no-repeat 0 80px;
}
#secondary_sidebar {
	float:right;
	width:222px;
	}



#sidebanners li { margin-bottom:10px; margin-left:15px; }
#sidebanners li#kiwi { margin-left:0px; }	

#email_us a { background:url(/images/btn-button.png) no-repeat; height:43px; display:block; text-indent:-9999px; text-decoration:none; }
#email_us a:hover { background:url(/images/btn-button.png) no-repeat 0 -43px; height:43px; } 


#location_switcher {
	width:202px;
	margin-bottom:15px;
	}

#location_switcher option {
	}

ul#nav {
	width:200px;
	margin-bottom:15px;
}
ul#nav li {
	width:200px;
	background:url(/images/nav-bg.png) no-repeat;
	height:27px;
	margin-bottom:1px;
	line-height:normal;
	border:none;
	/*padding-bottom:10px;*/
}
ul#nav li a {
	color:#666;
	text-decoration:none;
	display:block;
	width:180px;
	height:21px;
	background:url(/images/nav-bg.png) no-repeat;
	padding:6px 10px 0 10px;
	font-weight:normal;
	border:none;
}
ul#nav li a:hover {
	background:url(/images/nav-bg.png) no-repeat 0 -28px; 	border:none;
}
ul#nav li a.active {
	background:url(/images/nav-bg.png) no-repeat 0 -56px;	border:none;
	color:#fff;
}

#buy_online a {
	display:block;
	background:url(/images/btn-freequote.png) no-repeat;
	width:200px;
	text-indent:-9999px;
	height:182px;
	border:none;
	}

#buy_online a:hover {
	background:url(/images/btn-freequote.png) no-repeat 0 -182px; border:none;
	}

#request {  position:relative; background:url(../images/btn-download.png) no-repeat; width:335px; height:27px; padding:5px 0 0 41px; }
#request a { position:absolute; left:0; top:0; padding: 5px 0 0 39px; color:#828282; width:373px; height:32px; display:block; } 
#request a:hover, #download_brochure a:hover, #download_app_fm a:hover { color:#000; }

#download_brochure {  position:relative; background:url(../images/btn-pdf.png) no-repeat; width:169px; height:27px; padding:5px 0 0 41px; }
#download_brochure a { position:absolute; left:0; top:0; padding: 6px 0 0 39px; color:#828282; width:135px; height:32px; display:block; } 

#download_app_fm {  position:relative; background:url(../images/btn-pdf.png) no-repeat; width:169px; height:27px; padding:5px 0 0 41px; line-height:120%; }
#download_app_fm a { position:absolute; left:0; top:0; padding: 1px 0 0 39px; color:#828282; width:100px; height:32px; display:block; } 


/* Home */

#home_banner {
	width:985px;
	height:334px;
	margin-bottom:20px;
	}


#home_menu {
	width:984px;
	margin-bottom:20px;
	float:left;
	}

#home_menu li { 
	background-repeat:no-repeat; 
	height:73px;  
	background-position:top; 
	background-position:left; 
	padding:20px;
	margin-bottom:1px;
    }

#home_menu li:hover { cursor:pointer; opacity:.9; } 
#home_menu li p { line-height:120%; font-size:11px; }
#home_menu li p  { color:#1a1a1a; } 

#hm_life { float:left; margin-right:1px; background-image:url(../images/btn-home-tl.png); width:288px; /*top:0; left:0;*/ }
#hm_injury { float:left; margin-right:1px; background-image:url(../images/btn-home-tm.png); width:287px; /*top:0; left:289px;*/ }
#hm_woman { float:right; background-image:url(../images/btn-home-tr.png); width:287px; /*top:0; left:289px;*/ }
#hm_50 { float:left; margin-right:1px; background-image:url(../images/btn-home-bl.png); width:288px; /*top:0; left:289px;*/ }
#hm_death { float:left;  background-image:url(../images/btn-home-bm.png); width:287px; /*top:0; left:289px;*/ }
#hm_men { float:right; background-image:url(../images/btn-home-br.png); width:287px; background-position:-1px 0px!important; /*top:0; left:289px;*/ }




/* Tables */

table {
	margin-bottom:1em;
	width:90%;
	}

td { 
	font-size:1.2em; padding:7px; width:40%; 
	border-bottom:1px solid #b6b6b6;
	color:#888;
	padding-left:0;
	}

.col_1 { width:70%; }



/* Footer */

 
html, body, #wrapper {height: 100%;}

body > #wrapper {height: auto; min-height: 100%; }

#main_content { padding-bottom: 50px;}  /* must be same height as the footer */
#main_content_home { padding-bottom: 50px;}  /* must be same height as the footer */


@media screen and (-webkit-min-device-pixel-ratio:0){
	#main_content_home { padding-bottom: 370px;}  /* must be same height as the footer */
}
@media screen and (-webkit-min-device-pixel-ratio:0){
	#main_content { padding-bottom: 80px;}  /* must be same height as the footer */
}


#footer {
	margin-top: -350px; /* negative value of footer height */
	height: 350px;
	clear:both;
	color:#949494;
	background:url(../images/footer_gradient.jpg) repeat-x;
	border-top:1px solid #dbdbdc;
	}

#footer_list { width:141px; float:right; }

#footer_list li { background:url(../images/footer-plus.png) no-repeat 0 5px; padding-left:15px; margin-bottom:5px; }
#footer_list li a { color:#4e8ba0; }

	
#foter_inner { margin:auto; width:965px; padding-top:20px; }	

#legal { width:693px; float:left; }

#have_you { width:97px; float:right; margin-right:15px; color:#6f6f6f; }


/* Fixes */

.clearer { clear:both; height:0px; }

.clearfix {
	zoom: 1; /* for IE7 */
}
.clearfix:after {
	content: ".";
	display: block;
	height: 0;
	clear: both;
	visibility: hidden;
}
* html>body .clearfix {
	display: inline-block;
	width: 100%;
}
* html .clearfix {
	/* Hides from IE-mac /*/
	height: 1%;/* End hide from IE-mac */
	}


sup,
sub {
	height: 0;
	line-height: 1;
	vertical-align: baseline;
	_vertical-align: bottom;
	position: relative;
}

sup {
	bottom: 1ex;
}

sub {
	top: .5ex;
}
strong{
	font-weight:bold;
}





/*****************************************************************************
scalable Inman Flash Replacement (sIFR) version 3.

Copyright 2006 – 2008 Mark Wubben, <http://novemberborn.net/>

Older versions:
* IFR by Shaun Inman
* sIFR 1.0 by Mike Davidson, Shaun Inman and Tomas Jogin
* sIFR 2.0 by Mike Davidson, Shaun Inman, Tomas Jogin and Mark Wubben

See also <http://novemberborn.net/sifr3> and <http://wiki.novemberborn.net/sifr3>.

This software is licensed and provided under the CC-GNU LGPL.
See <http://creativecommons.org/licenses/LGPL/2.1/>
*****************************************************************************/

@media screen {
  .sIFR-flash {
    visibility: visible !important;
    margin: 0;
    padding: 0;
  }
  
  .sIFR-replaced, .sIFR-ignore {
    visibility: visible !important;
  }
  
  .sIFR-alternate {
    position: absolute;
    left: 0;
    top: 0;
    width: 0;
    height: 0;
    display: block;
    overflow: hidden;
  }
  
  .sIFR-replaced div.sIFR-fixfocus {
    margin: 0pt; 
    padding: 0pt; 
    overflow: auto; 
    letter-spacing: 0px; 
    float: none;
  }
}

@media print {
  .sIFR-flash {
    display    : none !important;
    height     : 0;
    width      : 0;
    position   : absolute;
    overflow   : hidden;
  }
  
  .sIFR-alternate {
    visibility : visible !important;
    display    : block   !important;
    position   : static  !important;
    left       : auto    !important;
    top        : auto    !important;
    width      : auto    !important;
    height     : auto    !important;
  }
}

/*
Place CSS rules for to-be-replaced elements here. Prefix by .sIFR-active
so they only apply if sIFR is active. Make sure to limit the CSS to the screen
media type, in order not to have the printed text come out weird.
*/
@media screen {
   .sIFR-active h1 {
    font-family: Verdana;
    visibility: hidden;
	margin-top:-6px;
	margin-bottom:0px;
  }
  
    .sIFR-active #home_menu h2 {
    font-family: Verdana;
    visibility: hidden;
  }

    .sIFR-active h2 {
    font-family: Verdana;
    visibility: hidden;
  }
  
   .sIFR-active h3 {
    font-family: Verdana;
    visibility: hidden;
  }
  
   .sIFR-active h4 {
    font-family: Verdana;
    visibility: hidden;
  }



  
}